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TRAVEL
INSURANCE FOR CLL PATIENTS
The latest and best
advice that we have (April 2008) is that arranging travel insurance
through a broker is the best way. The broker will have resources for
searching for travel insurance that are probably superior than your own
web search; for instance, the broker is aware when insurance is being
offered by a third party on behalf of an insurance company.
If
you wish to arrange insurance yourself, be aware that although the companies
listed below have a history of consenting to sell travel insurance to CLL patients,
the policies may not be available for everyone.
Insurance companies also take into
account age, other conditions, length of trip, and area of the world to
be visited. There may be other constraints on the insurance. The
companies’ guidelines on selling insurance change over time.
CH Facilities
0870 7506711
Said to be
reasonable, sensitive and sympathetic. However U.S.A. trips can be
expensive as can travelling less than 3 months after treatment.
Club Direct 0800
083 2466
Website:
www.clubdirect.co.uk
They cover
leukaemia patients if condition stable and having check-ups no more
often than every 3 months. Must be 3 months post treatment and must
not be awaiting test or scan results. Where accurate assessment and
advice on medical conditions is required prior to travel, Club Direct
uses the services of Mediquote, specialists in medical assessment.
Club Direct premiums said to be fairly reasonable. They load the
premium, not the excess.
Free
Spirit Travel Insurance Tel: 0845 230 5000
Website:
www.free-spirit.com
Free Spirit is one of the UK's largest specialist travel insurance
schemes for people with pre-existing medical conditions. No medical
certificates are required. No additional excesses are applied.
Dedicated customer services team. People interested in applying for a
quotation can either telephone Free Spirit on 0845 230 5000 (between
8am - 6pm Monday to Friday) or visit the website.
Freedom
Insurance Services Ltd. 0870 774 3760
Website at
www.freedominsure.co.uk Covers people with pre-existing medical
conditions and those having treatment. Said to be reasonable.
InsureCancer &
Medi Travelcover Ltd. 01252 782392
Website:
www.meditravelcover.com
Medi Travelcover
offer specialist travel insurance for people with life threatening or
life limiting medical conditions. Cover is available for most
destinations worldwide, and is also available to individuals currently
undergoing treatment, such as chemotherapy. Their main requirement is
that you should be going with your consultant’s approval.
InsureCancer/Medi
Travelcover won the Queen’s Award for Enterprise in April 2007 in
recognition of the company’s underwriting skills and their unique
contribution to the lives of those affected by cancer.
JD
(Consultants) Insurance 01689 859102/3/4
Cover is arranged
mainly with 2 major insurers. They will cover the majority of
applicants (with no additional excess) provided they are not terminal
in the short term. Will cover patients even if they are currently
having treatment although in this case an additional excess would
apply. They can often arrange cover for the more seriously ill through
a special scheme, but this can be expensive. No upper age limit.
Leisurecare Insurance Services Limited 01793 750150
EU Member Countries
only. For patients aged 64 or under. Need at least two weeks notice
and they don’t insure more than 3 months in advance. They send you an
application form for your doctor to fill out. They never confirm over
the phone. Rates said to be reasonable.
Saga
Insurance
0800 0565464 Said to be reasonable,
but this can depend on the destination etc. Not just for over 50’s.
They load the premium, not the excess. Cover only up to 90 days.
PLEASE NOTE THAT
THE CLL
SUPPORT ASSOCIATION HAS NO COMMERCIAL LINKS OR OTHERWISE WITH ANY OF THE ABOVE
ORGANISATIONS.
WE STRONGLY
RECOMMEND THAT YOU OBTAIN COMPETITIVE QUOTES
AND
THAT YOU CARRY OUT YOUR OWN CHECKS TO ENSURE THAT THE TRAVEL INSURANCE
PRODUCTS THAT THESE COMPANIES OFFER
ARE
SUITABLE FOR YOUR OWN INDIVIDUAL REQUIREMENTS.
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